The Book: Maximize Your Medicare - Why It Is Different

Medicare and You, Medicare For Dummies, etc:  All INADEQUATE
Factually, the information on advertisements, and publications from the government is technically correct.  I am not going to debate that with you.  However, Maximize Your Medicare describes what isn't explicitly stated, but is still true.  There is a reason that the saying "The devil is in the details" hasn't died an early death.  Nothing could be more true when it comes to Medicare.

Example: Medicare-allowed Charge
Take out your adverstisements, and take out the manuals that the government has sent you.  Look for this term.  Can't find it?  Exactly.  The Medicare-allowed charge is the amount that Medicare will pay to a medical provider for a given service.  Under every Medicare Advantage plan, any amount above this amount will represent an out-of-pocket charge to you, and is not part of the annual out-of-pocket limit as stated in the Medicare Advantage cost sharing agreement.  How this can negatively surprise you is explained in Maximize Your Medicare.

Are You a Chess Grandmaster?
Many people know that chess is a complicated game.  Many people know how the chess pieces are allowed to move.  The same can be applied to Medicare.  Let's say that you know how the pieces move:  are you now a chess grandmaster?  Just because you know enrollment dates doesn't, by itself, protect you.  They are a starting point, much like knowing how chess pieces are allowed to move.  Maximize Your Medicare explains the rules, AND the approach that can work for you, to help protect you, and save you money, if medical services are required. 

You can check out the book at www.maximizeyourmedicare.com and see for yourself.

Senior Fair in Suburban Detroit

Well, I spent most of my Saturday in Troy, MI yesterday, where I spent time at a Senior Fair.  There, I met with both seniors and other providers of information and services.  They included hospitals, skilled nursing facilities, insurance companies, and elder care lawyers, to name a few.

I didn't plan on attending at first, but was curious, and wanted to meet the providers.  I talked to almost every one of them (not the insurance companies).  Their conclusion:  100% of them said that their clients, as a whole, didn't understand Medicare.  Period.  There was not a single provider of services that said their patients or clients understood Medicare. 

This was not news to me.  If you want to know why I wrote the book, that's why. I told the elder care lawyer:  if your clients don't understand Medicare, then they may not need a lawyer to protect assets.